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Program Highlights

Liberty Mutual, a nationally recognized leader in the insurance industry, is NIF’s carrier partner

Package Policy

  • Admitted “A, XV” carriers.
  • Approved in all states except Hawaii.
  • Includes general liability, property, crime, inland marine, equipment breakdown, liquor liability, sexual misconduct liability, employment practices liability, business auto, and umbrella
  • Commission: 15% Package | 10% Umbrella
  • General Liability limits up to $2,000,000/$2,000,000/$4,000,000.
  • Business Auto, including Hired & Non-Owned, limits up to $1,000,000.
  • Umbrella limits up to $5,000,000.
  • Property Broadening Forms: Optimum | Plus | Plus for Restaurants
  • Flexible underwriting guides developed specifically for Bowling Centers and related entertainment.

Workers' Compensation

  • Admitted “A, XV” carriers.
  • Approved in all states except Hawaii, North Dakota, Ohio, Washington, and Wyoming.
  • Can be written with the package or monoline. (Depending on the state and for monoline WC accounts less than $25,000 in annual premium).
  • 11% Commission.


Direct bill, EFT, and credit card payment options available for Package and Workers' Compensation. Additional information on our payment options.

Customer online access to Billing, Policy, Claims, and Risk Management Services. Click here for more information.




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About NIF Group

NIF Group is a national program manager and regional wholesale broker. Based in NY with offices nationwide, NIF underwrites programs for nonprofits, social service agencies, bowling centers, and contractors; as well as offering access to specialty property casualty, such as contractors, difficult products, environmental, property and management/professional liability.

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a JenCap Holdings Company

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