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Privacy and Disclaimer
Disclaimer
By using this site, you agree at all times during your use of this site to abide
by these terms of use and any additions or amendments to these
terms. Please read the terms of use carefully.
NIF Group reserves the right in its sole and absolute discretion,
to change, modify, add, or remove portions of these terms at
any time. In addition, when using this site or a service of
this site, you will be subject to any posted guidelines, rules
or policies for the service. Those guidelines, rules and policies,
whether now existing or adopted in the future, are incorporated
by reference into these terms of use.
NIF Group and its subsidiaries maintain this internet site
as a service to the internet community. The design of this
site, with the domain address www.nifgroup.com,
and information contained within are the property of NIF Group
and protected by copyright, trademark and other intellectual
property and proprietary rights.
This site may be viewed and its contents downloaded by you
for your own personal non-commercial use or your companies'
use internally or for NIF Group clients. You must keep intact
all copyright and other proprietary notices. The site and
its contents may not be displayed, modified, transmitted,
reproduced, copied, licensed, sold, broadcast, published,
re-published or distributed in whole or in part in any manner
without the prior written consent of NIF Group.
Products are offered in all states unless otherwise indicated
and our subject to the licensing requirements of each state.
In addition, any request for information or quote does not
constitute a commitment of the part of NIF Group or it’s
subsidiaries to offer a quote.
NIF Group holds surplus lines licenses
in over 20 states. Please contact the company for a complete
list.
The products and services descriptions included are for the
sole purpose of providing a general reference tool concerning
the nature and type of products and services available from
NIF Group. The descriptions are not intended to be relied
upon by agents, brokers, clients or by potential clients.
Any descriptions of policy and contract provisions in this
web site provide a broad overview of coverage’s only.
All coverages are subject to conditions, coverage limits,
limits of liability, limitations and exclusions as contained
in the policy or contract. See the policy or contract itself
for an exact description of the coverage provided and if you
are interested in a particular product or service, please
contact NIF Group.
We also disclaim all liability for any computer viruses or
other disabling computer code that may be loaded into your
computers when you download documents from this web site.
NIF Group provides access to tools, including downloadable
tools, but does not guarantee their suitability for any task,
their accuracy, reliability or usefulness, or their functionality
to work on the user's computer. Users of this site are advised
to obtain and use appropriate anti-virus and security software.
The access provided to the tools does not include any proprietary
rights in the tools. The rights to any such tools shall at
all times be retained by NIF Group or its licensors. Although
NIF Group will not knowingly infringe the rights of third
parties, it makes no representation or warranty that the tools
provided do not infringe the rights of others.
Privacy
NIF Group, Inc. and its subsidiaries and branch offices value you as a customer
and respect your insureds right to privacy. In turn, we pledge
our commitment to treat information about them responsibly.
NIF has established the following policy to assure you that
we are committed to protecting this privacy.
We maintain physical, electronic and organizational safeguards
to ensure the insureds' personal information is treated responsibly
and in accordance with our privacy policy. We also restrict
access to this personal information within our organization
to those employees who need to know that information. Employees
who have access to this information may use it for legitimate
business purposes. Additionally, we safeguard personal information
in accordance with applicable data security regulations. We
collect personal information from the following sources:
Information we receive from you, as producing agent on applications
and other forms, including but not limited to consumer reporting
agencies, medical providers, home inspection reports, consumer
reporting agencies, motor vehicle reports, etc. are all subject
to our privacy policy.
NIF does not intend to sell, make available to third party
non-affiliates or otherwise utilize any of the reports, data,
information received on the policy/policyholder except as
permitted by law and necessary to market and support business
transactions and the servicing of accounts.
Even if your insured no longer maintains a policy through
NIF Group, our Privacy Policy will continue to apply to them.
We may amend this Privacy Policy at anytime and we will inform
you of changes as required by law.
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